Funding Solutions Built for Your Business
At Creative Lending Solutions, we specialize in saying YES when traditional lenders say no. Since 2016, we’ve helped business owners across industries access the capital they need to grow, recover, or seize new opportunities. From short-term cash boosts to long-term financing, our lending programs are tailored to fit your unique goals.
Explore our flexible funding options below and discover what’s possible when you have the right financial partner.
Business Term Loans
Flexible Funding for Growth, Expansion, or Recovery
Our business term loans offer a fixed amount of capital with predictable repayment over a set period. These loans are ideal for business owners who need funding for major purchases, renovations, hiring, or growth initiatives. Unlike traditional banks, we focus on your potential—not just your credit score.
Key Benefits:
Fixed payments that fit your cash flow
Terms designed around your needs
Fast approvals, even if the bank said no
Lines of Credit
Ongoing Access to Capital When You Need It Most
A business line of credit gives you the freedom to draw funds as needed, making it perfect for managing cash flow, handling seasonal dips, or covering unexpected expenses. You only pay interest on the amount you use, and funds replenish as you repay.
Key Benefits:
Revolving credit up to your approved limit
Use only what you need, when you need it
Quick access to cash, again and again
Merchant Cash Advances (MCA)
Turn Future Sales into Working Capital Today
If your business earns steady revenue through daily card transactions, an MCA could be the right fit. This option provides a lump sum of capital in exchange for a small, agreed-upon percentage of your future sales. Approval is based on your revenue—not your credit score.
Key Benefits:
Perfect for businesses with strong daily sales
No fixed payments or collateral required
Approval based on revenue, not just credit
Term Loans
Secure Long-Term Growth Capital
A Term Loan provides your business with a fixed amount of capital that’s repaid over a set schedule. This option is ideal if you’re looking for stability and predictable payments to finance expansion, purchase equipment, or manage large projects. With flexible terms and competitive rates, you can access the funding you need without disrupting your cash flow.
Key Benefits:
Fixed repayment schedule for easier planning
Competitive rates and flexible loan amounts
Great for equipment, expansion, or working capital
Commercial Loans
Flexible Financing for Larger Business Needs
Commercial Loans are designed for businesses that need significant capital to scale operations, purchase property, or invest in major growth initiatives. Whether you’re upgrading facilities, expanding locations, or funding large projects, our commercial loan options provide the financial strength to support your long-term goals.
Key Benefits:
Higher funding amounts for large-scale needs
Tailored repayment options
Ideal for real estate, expansions, and growth projects
